Empower your financial freedom with seamless solutions!
Whizdm Finance Pvt Ltd., located in Bengaluru, is a new-age non-banking financial company dedicated to making financial access a reality for all. Leveraging innovative technology, we enhance your financial experience with a diverse range of services — including loans, credit score tracking and EWA (Earned Wage Access). Whatever your needs, we provide tailored solutions to empower your financial journey and help you achieve your goals.
Our Products
Personal Loan
Our quick loan service offers easy access to credit. Secure loans from ₹3,000 to ₹10 Lakhs from the comfort of your home and choose a repayment period that suits you-all online.
Business Loan
Elevate your business with loans of up to ₹10 Lakhs for any purpose. Apply online from anywhere in India, with flexible repayment options up to 72 months. Enjoy quick approval and instant disbursal—no collateral required!
Smart Pay
(Purchase Finance)
Make shopping effortless with Smart Pay! Split purchases into easy EMIs of 3, 6, 9, or 12 months. Complete the online process to enjoy a pre-approved credit limit of up to ₹5,00,000 based on your credit score, valid for both offline and online purchases.
Credit Tracker
Take charge of your credit health! Track your CIBIL score, get free monthly reports, valuable insights & personalised tips with our Credit Tracker. Keep your credit score in check and track all your credit activity—in just a few clicks.
Earned Wage Access (EWA)
Access your earned wages before payday with Earned Wage Access (EWA), perfect for managing urgent expenses. Repayment automatically occurs through your employer on payday, providing flexibility and streamlining cash flow management.
Apply through our
sourcing partner
Instant Personal Loan
Minimum Documentation and Quick Approval
No Physical Visits or filling Lengthy Forms
On-The-Spot Loan Eligibility and Flexible Tenure
Instant Personal Loan
Minimum Documentation and Quick Approval
No Physical Visits or filling Lengthy Forms
On-The-Spot Loan Eligibility and Flexible Tenure